Manatu 'Ofa Ltd
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Manatu 'Ofa Ltd

Reliable money transfer services between New Zealand and Tonga. We're dedicated to bringing families and communities closer with secure, fast, and low-cost transfers.

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Transparent Pricing

Fees and rates with full transparency

Review current transfer rates and fee structure for both New Zealand and Tonga corridors before you send.

NZD -> TOP

1 NZD = 1.39 TOP

New Zealand to Tonga

Last updated: 28 Sep 2026, 08:47

TOP -> NZD

1 TOP = 0.72 NZD

Tonga to New Zealand

Last updated: 28 Sep 2026, 08:47

Live Fee Calculator
Live Rates
Guaranteed Exchange Rate1 NZD = 1.39 TOP
You send
NZD
Recipient gets
TOP
Total cost to sendNZD 256.50
+ Fee: 6.50 NZD
Start Transfer
FAQ

Rates and fees FAQ

Quick answers to common questions about exchange rates and transfer fees. Our goal is to ensure you have full transparency before you send.

Any questions? Reach out
How often do exchange rates update?

Rates are refreshed regularly through the rate service and admin controls. You always see the latest quoted rate before you confirm.

Can my rate change after I start a transfer?

Rates can move over time, but your confirmed transfer uses the quote shown at the point of confirmation.

Are transfer fees included in the total amount shown?

Yes. The total payable amount displayed on the transfer screen includes the send amount plus the applicable transfer fee.

Get started

Ready to send with clear pricing?

Create your account and start your transfer with live rates and upfront fees.

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